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What Affects Your Business’ Risk Profile When Talking To Lenders?
December 10, 2022 jun Strategy Session


For businesses, the ability to access finance can make a huge difference to your success and ability to grow.


Regardless of the type of asset finance you’re looking for, your ability to repay debt will likely be examined by a lender. Lenders will assess your risk profile to determine things like your interest rate, so it’s important to understand how your business looks in the eyes of a lender.


Here are some factors that impact your risk profile:


  1. Length of ABN registration
  2. Your business’ performance
  3. GST registration
  4. Whether the loan is secured or unsecured
  5. Low doc vs. full income verification
  6. The asset
  7. Equity




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