// Non Conforming Loans //

Fast Loan Approvals
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Hassle Free Transaction
Sailing Smooth in Financial Seas: Experience Hassle-Free Transactions, Freeing Your Focus for What Truly Matters - Your Commercial Investment Success.
100% Solution Based
100% Solution-Focused: Because Every Challenge Deserves an Innovative Financial Answer. We Shape Strategies around Your Success.

Defying Norms,
Fulfilling Dreams:
Non-Conforming Loans Tailored for Your Unique Financial Pathway

    As an experienced and highly knowledgeable Finance Broker firm in Australia, we excel in providing Non-Conforming Loan services tailored to those who fall outside the traditional lending parameters. Non-conforming loans are designed for borrowers who may have difficulty meeting the strict criteria of traditional lenders due to irregular income, a less-than-perfect credit history, or unique property types.


    Our non-conforming loan services offer an understanding and flexible approach to your circumstances, whether you’re a freelancer with variable income, a business owner with complex finances, or an individual recovering from a past credit misstep. We firmly believe that everyone deserves a chance to achieve their financial goals.


    Leveraging our broad network of non-traditional lenders, we can provide loan options that are structured around your unique situation, ensuring competitive interest rates and flexible repayment terms. We are committed to maximising your borrowing capacity while offering solutions that fit within your financial means.


    Our process is characterised by efficiency, transparency, and empathy. We provide clear and concise communication throughout your loan journey, ensuring you fully understand the terms and conditions of your loan.


    Our Non-Conforming Loan services offer a lifeline when traditional paths are closed, making us your trusted partner in charting unconventional financial courses. Empower your financial independence with our flexible, understanding, and tailored Non-Conforming Loan services.

24 Hrs Response Time
Speed that Exceeds Expectations: Because Your Time is Business Capital.
Minimal Doc Req'd
Document Request Only What's Needed. Nothing More.
Our Benfits

Why Choose Us?

Choosing us for your Non-Conforming Loans means aligning with a finance broker firm that understands and values your unique financial circumstances. We bring years of experience and knowledge in assisting borrowers who fall outside traditional lending criteria, including those with irregular income, unique property types, or past credit issues.

Our service taps into a broad network of non-traditional lenders, providing loan options that are structured around your individual needs, with competitive interest rates and flexible repayment terms. We strive to maximise your borrowing capacity, providing solutions that fit within your financial means and assisting in your journey towards financial independence.

Our team is committed to efficiency, transparency, and empathy. We believe in clear and concise communication, ensuring you are always informed about your loan's terms and conditions, making the entire process as stress-free as possible.

With us, you gain more than just a finance broker; you acquire a partner who stands beside you, understanding and navigating the complexities of non-conforming loans. Choose us for your Non-Conforming Loans because your unique path deserves a tailored financial solution.

  • Wide Range Lender Options
  • Up to $50Mil Loan Size
  • Low Doc Means Low Doc
  • No Credit Check on Bad Credit Specialist Products
  • Streamlined Application - Approval
  • Capital Lending Experts

How Does it Work

Submit an Online Enquiry

By click of a button. Put down as much info as possilbe. The more detailed, the better we can assist.

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Book an Strategy Session

Obligation Free 30min strategy session to fact find and preliminary assessments. Questions and answers

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Upload Requested Documents

When things get a little more serious. If the case is do-able, we will start requesting documents from you to kickstart the process.

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Review Recommendations

We will do the number crunching, then provide recommendation of most competitive and most suitable lender option.

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Get Loan Approved

Compile documentation for loan application submission. Get loan formally approved and loan contracts issued and executed.

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Get Funded

Simply the final stage of the process. Get Funded. Simple, yet fundamental.

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Frequently Asked Questions

A Finance Broker acts on your behalf throughout the process of obtaining your home loan, investment loan, debt consolidation, refinancing, business loan, SMSF loan, personal loan, car loan etc. Their Primary role is to Prepare your loan application, present to you your available options, submit your file to the lender, manage communication between the other professionals involved and the lenders; as well as educating you and being by your side from start to finish and beyond.

A Finance Broker acts on your behalf to obtain finance for your needs. They are the middleman between you and the lenders. A Finance Brokers roll includes, educating you on various loans, preparing a pre-assessment and discussing with you your borrowing capacity and discussing your lender options. Unlike when you walk into a bank where you have one option, Finance Brokers have a large panel of 50+ lenders to choose from. We will assist in packaging up your application and presenting it nicely for the lender to approve. A Finance Broker will manage communication with the lender, negotiate and come back to you to discuss what the lender is after. Often this will illuminate lender language jargon and waiting times on hold with the lender. Explaining and answering all of your questions. A Finance Broker will also be managing communication with the real estate agent, Conveyancer, Solicitor for settlement. In short, A Finance Broker will save you a lot of time and stress, and find you the best suited loan product.

Absolutely! We bring immense value by providing professional financing advice, navigating the complex loan market, and tailoring solutions to your unique needs. We have access to a variety of lenders, some of which may not be directly accessible to the public. This ensures we can find competitive interest rates and terms suitable for your situation. We also manage the application process, freeing up your time. Plus, our industry knowledge helps avoid potential pitfalls. Hence, an experienced and knowledgeable finance broker saves you time, effort, and most importantly money.

Finance brokers typically aren't 'free'. We earn our income through lender-paid commissions or client-paid fees. We receive a commission from lenders for bringing in new business, which doesn't impact your loan cost. However, at times we may charge you a fee for our services. The benefit of our expertise, access to diverse lenders, and personalised service provide value for money.

As finance brokers, we need detailed information from you to find the best financing solution. This includes personal identification, credit files, income details, assets and liabilities, and financial commitments. Different lenders have different lending policies, and as a result, different documentations to get your loan approved. Clear communication of your financial goals and circumstances is also crucial. This helps us to tailor the most suitable and competitive finance option for you.

A Finance Broker simply can give you more value, from more flexibility with lenders, to meeting times and the ability to negotiate. Statistically over 86% of loans nationwide are brokered through finance brokers. A broker has access to a wide range of lenders and loan products, increasing your chances of finding a competitive deal that suits your specific needs. Banks/Lenders, on the other hand, only offer their own products. Brokers offer personalised service and guidance throughout the loan process, which can be complex and time-consuming. They also negotiate on your behalf and handle the paperwork, providing a hassle-free experience. While banks may have certain advantages like familiar customer service, finance brokers offer a broader perspective and personalised service.

Our goal is to make the borrowing process as simple as possible. We begin by understanding your financial needs and objectives. Using our access to a wide range of lenders and loan products, we do the legwork to find the right loan for you, saving you from the daunting task of researching multiple loan products yourself. We handle the paperwork, liaise with lenders, and keep you updated at every stage. Furthermore, we provide clear explanations of complex financial terms and conditions, ensuring you understand every step. Thus, GQ Finance turns a complex process into a smooth, streamlined experience.

GQ Finance specializes in navigating complex financial scenarios and providing personalized solutions. Our niche lies in servicing clients with unique financial situations, such as self-employed individuals, investors, or those with non-traditional income sources, who often struggle to secure loans from traditional banks. Our competitive edge stems from our broad access to diverse lenders, allowing us to tailor financial solutions to each client's individual needs. We maintain strong relationships with lenders, which often results in better terms and faster approval times. Additionally, our commitment to transparency, integrity, and exceptional customer service sets us apart. We simplify the borrowing process, ensuring our clients are well-informed and confident in their financial decisions.