How To Improve Your Credit Score In 2023
If you’re thinking about buying a house in 2023, it might be worth thinking about your credit score and ways you can improve it.
Your credit score is your track record with lenders and reflects how well you’ve managed debt in the past. Lenders will look at your credit score when they determine whether they will lend to you in the future.
If you’ve had some trouble with paying your bills in the past, this could impact your credit score. Fortunately, there are things you can do to improve it.
Check for mistakes – sometimes your credit score might have errors that could be negatively impacting you.
Pay bills early – you should get into the habit of paying bills the moment you receive them to help push your credit score higher.
Don’t apply for new debt – every time you apply for a loan or debt in some form it impacts your credit score.